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FAQ

Frequently Asked Questions

FAQS

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Find here the most frequently asked questions and answers regarding everything about the fractional model and your next property in the Mexican Caribbean.

What document certifies the ownership of the fractional you acquire?

Ownership is certified through a public deed, granted before a Notary Public, which recognizes the trust rights acquired over the trust's assets.

What is a trust?

A trust is a legal instrument used to manage assets for the benefit of one or more beneficiaries. In this case, the trustor (RD Developers / Fractional Residence Club) transfers assets to a trustee, who manages them for the benefit of designated beneficiaries. This process is formalized through a public deed and registered in the Public Property Registry, ensuring its legality.

What is a beneficiary and a trustor?

Beneficiaries are the holders of trust rights, recognized through a trust rights assignment contract signed with the trustee. In the fractional model, beneficiaries are the clients who purchase a share of the development. The trustor is the individual or entity that establishes the trust and transfers the assets to the trustee for the fulfillment of its purposes.

Can I purchase a fractional if I am a foreigner?

Yes, all foreigners can join the trust, as it will have the permission of the Ministry of Foreign Affairs for their admission.

What does it mean to have ownership in a fractional?

By acquiring a share, you become a beneficiary of the trust that manages the real estate project. This ownership is lifelong and serves the purposes of the trust.

Who is the owner of the properties and the project?

The trustee (Bank) acts as the spokesperson and administrator of the project trust.

What does the annual fee for each share include?

The annual fee includes:

Condominium fee of the development.
Hotel operating expenses, including daily cleaning, basic services, and maintenance.
Annual trust management fee.
Annual reserve fund for maintenance and furniture renewal.
Annual property tax payment.
Administrative and maintenance expenses of the reservation system.

Owners can choose to join the hotel operation program to cover these expenses, except for the annual trustee and reservation platform fees.

Can I purchase more than one fractional?

Yes, you can acquire as many shares as you want.

Is it like a timeshare?

No, in a timeshare you buy usage rights, whereas in the fractional model you acquire a percentage of ownership. You are the legal owner and can use, inherit, sell, or donate your share.

Why isn't there a property deed in the name of the fractional owner?

To avoid contingencies and ensure the safe use of the property, the asset is legally owned by the bank, while the trust rights belong to the buyers.

Do I need to pay for the property deed?

No, the units will be properly deeded and registered in the Public Property Registry. Beneficiaries can request a copy of the deed and the trust from the bank.

How are the expenses divided in the Fractional Model?

Expenses are divided proportionally among the trust shares and paid annually during the first 10 days of the year, unless the weeks are allocated to hotel operations.

What are the benefits of owning a vacation property in a fractional way?

You will own a luxury vacation property, paying only a percentage of its value, with maintenance and operation managed by specialists. You pay only for what you actually use.

What happens if I decide to sell or bequeath my fractional share?

You can sell your share at any time through a trust rights assignment document. The bank will verify the buyer to protect the other beneficiaries.

Do I have to choose which apartment I want my fractional share in?

No, the spaces are assigned equitably as the shares are sold, ensuring fair use for all buyers.

How will I see the construction progress?

For completed projects, you can view a virtual tour of the building. For developments in progress, updates will be available on the developer's website.

Who manages the administration, maintenance, and operation of the units?

The developer will select a company to operate the development as a Condo Hotel, supervising annually the fulfillment of the trust's purposes.

Who represents the properties and the project before the Condominium Regime?

RD Developers will act as the representative at condominium meetings, always seeking the benefit of the fractional owners.

How is the nightly rate set for renting my weeks?

The operator will publish occupancy rates on reservation channels such as Booking.com, Expedia, etc., based on supply and demand.

Do I have to rent my weeks through the hotel operator?

Owners who wish to rent their weeks can do so directly with friends, family, or acquaintances, but they are not allowed to publish these rentals on any physical or electronic medium, as the Condominium Regime of the development prohibits short-term rentals by owners. Rentals must be managed through a Hotel Operator. Each owner of a share decides whether or not to charge for their nights, as it is a personal decision. If choosing to rent through the Hotel Operator, units must be delivered with a minimum of 120 days' notice, requesting the operator to rent them. The hotel operator will charge a commission for managing the client, depending on the rates established at that time.

What happens if the previous co-owner damages the unit?

The owner is responsible for any damages and must leave a credit card hold to cover repair costs.

How are the weeks assigned?

Owners can reserve their weeks through the travel concierge with a minimum of 60 days' notice.

When can I start using my weeks?

Usage rights begin on the first day of the current year and end on December 31 of the same year, with the option to reserve days or weeks as the buyer desires.